Chapter 7 bankruptcy is the bankruptcy that most people think of when they file bankruptcy. It is not too dramatically different than that episode of The Office where Steve Carell “Declares Bankruptcy” by shouting it. Obviously, it’s not quite that simple to file Chapter 7, but it is the most efficient and straight forward of the bankruptcies to accomplish. It is also the bankruptcy we recommend to our clients unless they cannot file Chapter 7 due to filing too recently, or there are compelling reasons to file another type of bankruptcy.
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